Applewood Express
Backed by Applewood Auto Group · 11 BC dealerships

We specialize in the approvals other dealers can't get.

Bankruptcy, divorce, new to Canada, first car, a past repossession — it doesn't matter where you've been. We work with 30+ lenders to get you approved, and one dedicated specialist stays with you from application to keys.

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Won't affect your credit to apply No obligation All credit situations welcome
30+
Lenders working for you
11
Dealerships across BC
$0
Down payment options
1998
Trusted since
The approval process

From application to keys in four simple steps

No bouncing between salespeople, managers and finance desks. One specialist runs the whole thing.

Apply online

A 2-minute form is all it takes. No impact to your credit score, no obligation.

Get your real approval

Your specialist shops 30+ lenders to find the strongest approval and the best rate for your situation.

Pick your vehicle

Choose from cars, SUVs, trucks and vans you're already pre-approved for. No guessing, no letdowns.

Drive away

Sign the simple paperwork and drive home — or we'll deliver your vehicle right to your door.

No judgment, ever

Approved no matter your story

Life happens. Our specialists have helped thousands of British Columbians get back behind the wheel — whatever their credit looks like today.

Bad or low credit
New to Canada
No credit history
Bankruptcy or proposal
Past repossession
Self-employed
First-time buyer
Fixed income
The Applewood Express difference

A name people already trust — built for the deals others won't touch

Backed by a real, established group

We're the finance arm of the Applewood Auto Group — 11 dealerships, two decades in BC, and values built on honesty, fairness and loyalty.

30+ lenders, better odds, better rates

More lenders competing for your loan means a higher chance of approval and a payment that actually fits your budget.

One dedicated specialist

No being passed around. The same person handles your file from first hello to driving away, by text, email or phone.

$0 down options · no hidden fees

Every cost is explained before anything is signed. Apply from home and we'll deliver your vehicle to your door.

Client story

"They got me approved when three other dealers turned me down."

After a consumer proposal, I figured a car loan was out of reach for years. My specialist had me approved in two days and the SUV showed up at my place that weekend.

— Marcus T., Surrey
Illustrative example based on typical results — not a specific customer testimonial.
Our 30+ lending partners include
RBCScotiabankTD Auto Finance SantanderiA Auto FinanceEden Park RifcoSource Financial+ many more
Free & no obligation

Get pre-approved today

Fill out the form and a dedicated specialist will reach out — usually the same business day — with your real approval options.

  • Takes about 2 minutes
  • No impact to your credit score
  • Every credit situation accepted
  • One specialist, start to finish

Start your free application

All fields are kept private and secure.

You're in good hands.

Thanks — a dedicated specialist will reach out shortly to walk you through your approval options. No obligation, no pressure.

What clients say

Back on the road

★★★★★

I'd been declined everywhere because of my credit. Applewood Express had me driving within a week. They actually treated me like a person.

DK
Dana K.
Langley, BC
★★★★★

New to Canada with zero credit history. My specialist explained everything in plain language and found a loan that fit my budget. The car was delivered to my apartment.

AR
Amrit R.
Abbotsford, BC
★★★★★

One person handled my whole file — no runaround, no surprise fees. Easily the least stressful car purchase I've ever made.

JM
Jen M.
Surrey, BC

Testimonials shown are illustrative examples based on typical client experiences and do not depict specific customers.

Good to know

Questions, answered

No. Starting your application is a soft inquiry that does not affect your credit score. We only run a full check once you've reviewed and agreed to move forward with an approval.

Yes — these are exactly the situations we specialize in. With 30+ lenders, our specialists regularly secure approvals for clients during and after a bankruptcy or proposal.

Not always. We have $0-down options depending on your situation, and a down payment can sometimes improve your terms. Your specialist will lay out the choices clearly before anything is signed.

Many clients hear back the same business day. Once you choose a vehicle, you can often be driving within a few days.

Usually proof of income, a valid driver's licence, and proof of address. Your specialist will give you a short, exact list so there are no surprises.

It's all good at Applewood

Your next vehicle is closer than you think.

Start your free, no-obligation application now — or call and talk to a real specialist today.